Just wanted to add one more note on using those ATM's. We were advised (By Ziners or by our bank, can't remember which!) to change our pin from letters to 4 digits.This we did and had no problem at all withdrawing funds. A few years ago, I remember being in the midlands of England going from machine to machine until we found one that would accept our pin which, at that point, was still in letters.

Also there was a mention that one is able only to withdraw from a primary account. Maybe Canadian banks have a different system but we had no problem withdrawing from any of our accounts last year in Italy.

Best regards Judy Abbotsford BC Canada