Subject: re: Bank Card Fraud
Hi Ziners,

Tom's post regarding ATM cards reminded me of a popular scam: tourist shops that allow you to use your ATM cards to make purchases, capture your PIN, and then mock up a fake ATM card with your card number. They can go to any ATM machine with that card, enter your PIN, and clean out your account. If you're on vacation, it may take a while for you to realize what's happened--and by that point you probably have no idea who stole your PIN.

You are much safer using your credit card in most vendor situations; save the ATM card for bank transactions (though, as Tom's story proved, something can go wrong just about anywhere).

JoAnne in Silicon Valley, CA