You may want to look into Travel Guard Insurance at 1 (800) 826-4117. The current policy which we have on one of our trips does cover Financial Default. Unless they've changed their guidelines since we purchased this policy.

They offer all types of different policies from which to choose all of which include 27-7 emergency travel assistance, etc. We've used them about 3 or 4 times and been very pleased. Also, on one occasion had to make a claim and we had absolutely no difficulty at all collecting. Their prices seem to quite in line if not less expensive than others, depending on the coverage you require.

Here is the web site: http://www.travelguard.com/

Good luck!

Rose Los Angeles