I had trouble cashing travelers checques in India. I had to
cash them at a bank or American Express Office and the bank
would not do it on a Saturday. So I used my Debit card and
in approximately 30 seconds I had my money. I just
deposited the travelers checques back into my checking
account in the states when I got home.
I use my debit card all the time in the US because I hate
the thought of having to pay a credit card at the end of the
month...realizing that I pass up all kinds of incentives
when I do this...but the debit card has never failed me in
Europe and it was a great convenience in Calcutta.
Hope this helps
Malden Bridge, NY