Subject: Re High cost of Euros at US bank

I'd like to add: my credit union lets me access my accounts on their website..well password and encryption protected....and so I can transfer additional funds from savings to checking so that the money is accessible by ATM as I roam. I always buy a few Euros or have a few left from last trip (100 approx.) so that I don't have to deal jetlaggedly with a strange ATM in a noisy airport or train station. will