My credit union does the same thing. I can access both my checking account and savings account online, and transfer between both accounts; plus, I have one of my credit cards linked to my checking account, so I can make a payment online and have that extra available on my credit card.

Also, I take several hundred Euros with me that I keep in a money belt (very thin material that straps around the waist) that I usually have riding below my waist -- helps hold in my tummy, too . I keep just enough Euros for the day in a wallet.

Diana San Diego, California