Subject: Re: ATMs & health insurance
Hi Ziners -- I think the real problems with ATMs is that in the United States you can use them to take money out of either a savings or checking account, but in Europe you must take the money out of a checking account. We had a near disaster when my daughter went off to college in London several years ago armed with her ATM card and it didn't work because she only had a savings account. Fortunately, we'd also provided her with a credit card which she used until we could open a checking account for her. Since then we've always just made sure to have plenty of money in our checking account when we travel abroad.

Landra in upstate New York