We were very surprised to learn while in Germany during the month of June 2004, that travelers checks are quite difficult to cash, even in the largest banks.

Thomas Cook travel agencies, I believe will cash them, but for a very hefty fee. Wherever else you may cash travelers checks will also charge quite a bit, if you can find such places.

Fortunately we relied on our ATM card with great success.

Cheers, Rose - Los Angeles