|Subject: Re: Retrieving money on travels|
Not meant to prolong this thread any longer, but it just occurred to me that last May when we were in Copenhagen, one of our tour member could not withdraw cash out of an ATM with her card when everyone else had no problem. It turned out that she has always memorized her PIN in letters, not in numbers, but on the key pad of the ATM machine there were no alphabets. It took her and the help of a scholarly member a few days to figure out what her PIN in numbers should be by imagining a American telephone keypad in their heads.
Mei-Ching in Massachusetts