|Subject: Re: Money in Europe|
Sorry, Bard, for the omission.
A debit card (also called check card) works just like an ATM (automatic teller machine) card for getting cash from a cash dispenser machine. The difference is that the debit card can also be used like a credit card for making purchases. Unlike a credit card purchase, the debit card transaction amount is immediately deducted from your checking (draft) account balance.
So, if you lose your debit card or it is stolen, a bad guy can empty your bank account and you won't know about it until your checks start bouncing.
But to use a lost or stolen ATM card, the bad guy would also have to know your secret PIN (personal identification number) to get at your cash.
Jerry in E TN USA