ATMs are not difficult to find in India. You can go to the following ATM locator sites to find where the ATMs are in the locations you will be: http://tinyurl.com/c75l3 http://www.mastercard.com/atmlocator/index.jsp

Many mid- to high-range hotels also change money. There are places to exchange money in the airport upon arrival, at a better rate than obtainable before departure for India. I have reservations about travelers checks. They are less easily exchanged-- more of bother, too--than before ATMs proliferated around the world.

Joan Madison, WI